Most Americans feel stressed for their savings, and many are staying behind.
According to a new 2,000 adult survey, 67 % claim to feel late in their savings goals. Even more discouraging is that 47 % believe they will never achieve those objectives.
One of the main reasons why people feel stagnant is that they have to constantly resort to their savings. Since the beginning of 2025, 63 % of Americans who have savings have already withdrawn money.
The survey conducted by Current and Talker Research revealed that 48 % of respondents use their savings to cover unexpected expenses.
36 % use their savings only for their daily purchases, while 30 % say that emergencies have forced them to resort to their accounts. 23 %, on the contrary, use that money to pay rent or mortgage.
On average, people save around $ 496 per month. But not everyone can administer that amount. In fact, 31 % of respondents said they can only save $ 200 or less per month.
With a limited margin to increase their frequent savings and withdrawals to face life surprises, it is not surprising that 25 % of Americans claim to have less money in their savings account now than at the beginning of the year.
Generation X was the most affected: 3 % said their savings decreased. Millennials remained more stable, with only 19 % reporting a decrease.
In fact, 39 % of millennials said their savings remained stable. Meanwhile, generation Z seems to be the one that progresses the most: 38 % said their savings increased in 2025.
“Americans are demonstrating incredible resilience and commitment to savings, even in difficult times,” said Erin Bruehl, Current communications vice president. “The fact that people are actively trying to create emergency funds demonstrates their commitment to financial responsibility.”
