The real estate market entered 2026 with new regulations. Since the beginning of the year, houses sold have started to be shown at their real value. Title deed costs are now calculated as 4% of the actual sales value. Thus, the period of paying fees based on lower market prices in municipal records ended and there was an increase in title deed costs. Land registry offices also charge a revolving fund fee of 6 thousand 681 TL for each transaction.
PERMISSION REQUIREMENT FROM E-GOVERNMENT
Table of Contents
In February, a new regulation supporting this system comes into effect. Property owners who put their homes up for sale will be required to provide official authorization via e-government. Without this authorization, real estate agents will not be able to start marketing the property and will not be able to place a “for sale” announcement about that property in advertising media.
RISKS OF THE OLD SYSTEM
Ö from Türkiye Newspaper. According to Faruk Bingöl’s news; Selçuk Hicdurmaz, Manager of Adrese Gayrimenkul, operating on the Anatolian side of Istanbul, said in his statement: “Although the habit of showing a low price in the title deed for many years may seem attractive to buyers and sellers in the short term, it poses serious tax and legal risks in the medium and long term. The difference between the actual sales price and the title deed declaration can put both the buyer and the seller in a difficult situation in a future audit. In addition, this situation prevents the healthy housing price statistics throughout the country. Transparent title deed declaration is only a tax issue.” “It is a critical element for reading the market correctly,” he said.
Stating that unauthorized sale advertisements have become one of the main problems of the market, Selçuk Hicdurmaz said, “Advertisements placed without authorization from the property owner cause both price pollution and a serious information confusion. The presence of the same house at different prices on advertisement sites by different people can lead the buyer to insecurity and alienate the seller’s property from its correct value. The obligation of authorization certificate is not actually implemented to lock the market, but on the contrary, to regulate and make it transparent.”
FRAUD WILL END
Selçuk Hicdurmaz stated that with the verification of the advertisements in the electronic environment, the houses for sale and the land registry records will be integrated; He also stated that thus, situations such as unregistered real estate, fake advertisements and deposit fraud will be prevented.
Selçuk Hicdurmaz stated that a house that changed hands for 10 million TL in the previous period could be shown at around 3 million TL because the current prices were lower, and said, “In such a case, the title deed cost was 120 thousand TL instead of 400 thousand TL. In the new period, banks will also be involved in money exchange. There were sometimes cases where the 4% title deed fee was covered by the buyers, but now we can see the 2%-2% application more commonly due to high prices.”
DISTRICT-DISTRICT DEED REGISTRATION EXPENSES
Meanwhile, when we look at the most active districts of the housing market in Istanbul; According to Endeksa data as of December 2025, the average prices of 2+1 houses qualified as “flats” and the average title deed costs that may correspond to these prices (excluding the revolving fund fee) are as follows:
-Sarıyer: 17 million 424 thousand TL (696 thousand 960 TL)
–Kadıköy: 13 million 315 thousand 10 TL (532 thousand 600 TL)
-Beşiktaş: 12 million 247 thousand 20 TL (489 thousand 880 TL)
-Bakırköy: 9 million 188 thousand 685 TL (367 thousand 547 TL)
-Uskudar: 6 million 942 thousand 712 TL (277 thousand 708 TL)
-Ataşehir: 6 million 337 thousand 530 TL (253 thousand 501 TL)
-Ümraniye: 5 million 913 thousand 720 TL (236 thousand 548 TL)
-Başakşehir: 5 million 665 thousand 282 TL (226 thousand 611 TL)
-Eyüpsultan: 5 million 555 thousand 727 TL (222 thousand 229 TL)
-Çekmeköy: 5 million 211 thousand 450 TL (208 thousand 458 TL)
-Pendik: 5 million 107 thousand 739 TL (204 thousand 309 TL)
– Tuzla: 4 million 711,980 TL (188 thousand 479 TL)
-Sancaktepe: 4 million 592 thousand 340 TL (183 thousand 693 TL)
-Beylikdüzü: 4 million 316 thousand 400 TL (172 thousand 656 TL)
–Kucukcekmece: 4 million 270 thousand 230 TL (170 thousand 809 TL)
-Hunters: 4 million 178 thousand 5 TL (167 thousand 120 TL)
-Esenyurt: 2 million 695 thousand 980 TL (107 thousand 839 TL)
YOU MAY BE INTERESTED IN
