Health Insurance Costs 2024: Rising Premiums & Affordability

42 of the 93 statutory health insurance companies increased the so-called additional contributions at the turn of the year to an average of 3.36 percent. This emerges from daily updated data from the umbrella association of health insurance companies (GKV). The additional contribution increased by an average of 0.23 percentage points of the income subject to contributions in the new year. On the last day of the old year it was still at 3.13 percent, as a comparison with the values from the previous day shows.

The additional contribution is in addition to the fixed health insurance contribution rate of 14.6 percent that applies to all and was once introduced to promote competition between health insurance companies. In the end, everyone can decide for themselves whether and how much they want to raise it. In the event of an increase, insured persons have a special right of termination and can switch to a cheaper provider. The increases will be announced in advance by letter.

The range currently ranges from 2.18 to 4.39 percent. 48 health insurance funds did not increase contributions, while two health insurance funds reduced their additional contributions. There is no data available for a cash register. Since the turn of the year there are now 93 statutory health insurance funds instead of the previous 94. The reason is a merger of the Siemens company health insurance company with BKK Voralb.

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