Important changes are expected for 2026 around the insurance world, with the merit class set to change.
The costs of running a car are now increasingly higher and it is certainly not easy nowadays to manage them all. It’s not just the cost of purchasing a new vehicle, which in itself is already decidedly more expensive than in the past, but it’s also all the collateral expenses that surround it.
One of these is undoubtedly car insurance, with this having to be paid by everyone who has a car. The fines, in the case of lack of insurance coverage, are very high, so much so that one passes through a minimum of 866 to a maximum of 3464 eurosas well as the deduction of 5 points from the driving license.
However, there is a small grace period to be able to renew the insurance, with this in fact still valid in 15 days following the expiry date. Car insurance can be shaped and changed as needed, but watch out for what’s new next year as the price increase is just around the corner.
The cost of insurance is increasing: roadside assistance and driver injuries are on the rise
The new one Tax Maneuver it certainly does not meet the needs of citizens, on the contrary it will lead to yet another unwelcome increase in prices. In fact it was written byJanuary 1, 2026 the increase in the tax regarding additional roadside assistance guarantees and for accidents involving the driver.
Until 2025 the percentage was 2.5%, while in 2026 it will grow reaching a significantly higher value of 12.5%. Naturally, the cost of insurance varies greatly from region to region, as well as from municipality to municipality. In 2025 there was a decrease in accidents, but the Marche city of Fermo is the one that recorded the most, in percentage, while Vercelli is the one that stands out for the lowest number of accidents.
Liguria, Marche and Sardinia they are the Regions that have recorded the highest number of accidents, while on the other hand they are appreciated Friuli Venezia-Giulia, Basilicata and Calabria. There have been the first signs of a decline in the cost of insurance. In fact, in December the average premium was 629.24 euros, a 2.27% less than the 2025 averagealbeit in increase of 1.51% compared to December 2024. Despite fewer accidents, this new Maneuver is set to increase the cost of car insurance.
I am Francesco Domenighini, I was born in Brescia on 03/29/1995, and I started writing with the international football page Footbola.it. Since 2021 I have been writing sports-themed books, in particular about motors such as “The legends of Formula 1” and “Ferrari: History of a rampant passion”. My tenth book “Mercedes: Legend of a Star” will be released in July. I have been working for Web 365 since January 2022 and since 2024 I have hosted the “Zona 300” program, dedicated to the world of motorsport, on Well TV, Sky channel 810.
