As part of their mission of monitoring the security of the means of payment in overseas, the IEDOM (Institute for the issue of Overseas Departments) and the IEOM (Overseas Establishment Institute) launch a large communication campaign for ultramarine banking users. Entitled “Stop Scams”, it aims to prevent the scams of which they could be victims.
Cybersecurity surveys show that knowledge of scams is progressing and that good reflexes settle. However, fraudsters continue to prowl and keep innovating by imagining new techniques to steal your money. Mail, calls, SMS, social networks, generative artificial intelligence … All means are good to get in touch and gain your confidence. No one is immune, even the most informed.
Stay on your guard to avoid losing everything. When you hold your money, you hold it back!
“Stop scams” targets in particular three fraud patterns
Fraud to false banking advisor : A false banking advisor to you calling a suspicious operation on your bank account and to stop this operation, he asks you to transmit your online banking codes or your bank card. However, if a suspicious operation is detected on your account, your banker can block it without the need for this information. In doubt, you have to hang up and call your usual bank or advise yourself, and consult the operations spent in your account carefully.
Fraud to credit without conditions : People in difficulty to obtain a credit from a banking establishment are easy targets for this scam. Luxury advertisements promise immediate credit without any condition, just paying file fees, the sum of which may seem very low. However, once the file fees paid, more news from the crook who cashed the money and disappears. Be vigilant before subscribing to a credit offer and check that it is indeed an establishment authorized to provide such an offer.
Check fraud : The check is the most frauds payment! The person offers to fill the check for you but by letting it do it, they can modify the amount and the beneficiary. So, above all, take the time to complete your check yourself.
In order to reach the greatest number and avoid long complex speeches, the IEDOM and the IEOM put 3 colorful visuals on a direct tone. The objective is simple: to inform about the immediate action to be done when you are faced with these situations to avoid being ripped off.
