QUESTIONS AND ANSWERS
Pension management companies are obliged to send each saver in teh second pillar a statement from his personal pension account for the previous calendar year by the end of March. After receiving these statements, savers also turn to the Social Insurance Agency with several questions. She thus prepared an overview of the most frequent questions and answers for clients.
Statements from the personal pension account are sent by pension management companies (DSS) to all savers at the beginning of the year, no later than March 31. In addition to the state of pension savings, the statement also contains a forecast of the pension from the second pillar calculated on the basis of the saver’s current investment strategy.
Statements are primarily sent in electronic form to the saver’s email address. If the saver does not have a designated e-mail address, DSS sends the statement by paper to the saver’s agreed delivery address.
See the overview of the most important questions and answers prepared by Sociálna poisťovňa:
Where should I request a personal pension account statement if I have not received one?
The saver’s personal pension account is managed and a statement from it is prepared and sent by the DSS, with which the saver has a contract on old-age pension savings. The Social Insurance company does not issue this statement to savers, so it must be requested from the relevant DSS.
How do I find out with which pension management company I have a contract on old-age pension savings?
Sociálna poisťovňa offers clients data about the client’s participation in old-age pension savings within the Electronic Policyholder’s Account (EUP) in addition to registered insurance periods, assessment bases, payments made from the employer, or electronic incapacity for work (ePN). Therefore,the saver can also find information about DSS,with which he has a contract on old-age pension savings. EUP is a modern and pleasant way to check this information from the comfort of your home.
Have you already received the statement from the second pillar for 2025?
On the delivered statement, I do not have registered contributions for the period November and December of the last calendar year. How is that possible?
The Social Insurance Company is obliged to transfer the contributions to the saver’s personal pension account within 60 days of their payment by the payer, at the earliest from the due date of these contributions. For example, the employer duly paid social insurance premiums and contributions for the period of December of the previous calendar year within the due date of the insurance premiums and contributions paid by him on January 31 of the current calendar year, and also submitted a monthly statement of insurance premiums and contributions within this period. In this case, the Social Insurance Agency will forward the contributions for the period of December during the next transfer of contributions to the DSS the following month, i.e. in February.
DSS prepares for savers statements from their personal pension accounts with the status as of December 31 of the previous calendar year, when the due contributions for the period of December, or november was not yet, or they could not be attributed. We therefore recommend that savers also actively use electronic access to their pension account in DSS,where they have the possibility to check the current status of contributions.
You can find answers to other important questions in the continuation of the article.
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