The Central Bank reported that in October 2025, a record for delinquencies in family loans was reached. According to the Report on Banks published this Friday, the irregularity index for loans to families reached 7.8%, which represents an increase of 5.5 percentage points in the last year.
A consecutive twelve-month increase, which was reflected in increases in some of these variables. On the one hand, personal loans had a 9.9% delinquency rate, with an increase of 6.5 pp, while credit cards had a 7.7% delinquency rate, with an increase of 6 pp.
On the other hand, collateral loans stood at 4.8% (up 1.1 pp), while mortgage loans remained stable at around 1%.
In October, the average annual nominal rate of personal loans was 83%. Although this number dropped after the legislative elections in Argentina to 66.5%.
Regarding defaulters in other sectors, defaults in the business sector also grew: it went from 0.7% to 1.9% in one year, driven mainly by collateral loans.
Fuente: LB24 / Chronicle.
