KSEF Limit: 10,000 PLN – Impact on Small Businesses?

From April 1, 2026, the obligatory national e-invoice system (KSEF) will enter into force, which will also include the smallest companies. Micro -entrepreneurs with revolutions below 10,000 PLN monthly they got the time until the end of the year, but – as the deputies and entrepreneurs themselves alert – such a low limit may prove to be a trap instead of real help. There is a dispute over the threshold!

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From April 1, 2026, the second stage of implementation is starting National e-invoice system (KSEF). The system will cover absolutely everyone – from the largest corporations and listed companies to small family businesses. This is a milestone in the history of Polish finances, but also a huge challenge, especially for the smallest.

The only group that received a few additional months to adapt, are Micro -entrepreneurs reaching a monthly turnover below 10,000 zloty. They will be able to breathe by the end of 2026. But is this threshold not set too low? Or 10 thousand PLN really reflects the reality of conducting the smallest business in Poland? Envoy Artur Jarosław Łącki He thinks not. In its interpellation No. 12046 addressed to the Minister of Finance and Economy, he alerts that such a low limit instead of protecting microfirms will plunge them into additional problems.

KSEF with a limit of PLN 10,000 per month. “A bill of premises for renting a premises or purchase of goods can already exceed this threshold”

MP Łącki does not beat around the bush in his interpellation. He emphasizes that 10,000 PLN per month is an amount that is simply too small in the conditions of conducting even the smallest activity. I’m writing: “In my opinion, as well as in the opinion of many entrepreneurs, setting the limit at such a low level (PLN 10,000 per month) is far from sufficient. In practice, it does not correspond to the realities of conducting even the slightest business. A bill of premises for rent, basic energy costs or purchase of goods can already exceed this threshold. As a result, numerous family microfirms will be forced to enter the system earlier, which raises concerns about lack of technical and financial preparation.”

Thus it clearly indicates that Limit of 10,000 PLN may be a trap – Instead of protecting the smallest, it will force them to quickly enter the system, which they will not be ready either technically or financially. That is why the MP calls to raise the threshold to 20 thousand PLN per month. He claims: “It would be justified to consider raising this limit to at least 20 thousand. PLN per month to actually protect the smallest and most sensitive entrepreneurs.”

Step by step instructions to KSEF – the key to survive the smallest businesses

The second pillar of the interpellation became the need to create clear and practical user manuals KSEF. The MP warns that the lack of such materials can paralyze the work of small companies that often do not use the help of accounting offices.

Continuation of the material under the video

„At the same time, I would like to draw attention to the need to prepare clear and accessible instruction step by step (“Step by Step”) for entrepreneurs who will have to use KSEF. The owners of small businesses, often without accounting facilities, for whom the lack of practical support can mean serious difficulties in everyday functioning,. ” Here is a specific list of entrepreneurs’ needs:

• video materials showing the process of logging in, issuing and receiving invoices,
• PDF guides full of pictures and instructions step by step,
• Online and full -time trainingduring which the entrepreneur may ask an expert question.

The MP does not hide that without such tools they may feel “Throwed into deep water”.

Questions of MP Łącki to the Minister of Finance

Interpellation ends with three questions in the field of KSEF, which today many entrepreneurs all over Poland ask themselves:

1. Does the Ministry of Finance consider raising the monthly turnover limit from 10,000 PLN to 20 thousand PLN to actually secure the interests of the smallest entrepreneurs?
2. Have they already been prepared or are you planned to prepare, practical instruction and step -by -step guides for entrepreneurs implementing KSEF? If so – in what form (e.g. video materials, pdf guides, online training) and when will they be made available?
3. How does the ministry intend to support entrepreneurs in the first months of the system to avoid chaos and administrative and financial paralysis in small companies?

Ministry of Finance: The limit in KSEF stays at the level of 10,000 PLN

You didn’t have to wait long for the answer. The Ministry of Finance, the mouth of the Undersecretary of State Jarosław Nenmaman, replied very clearly: Limit of 10,000 PLN remains unchanged.

„Pursuant to art. 145m para. 1 of the Act (…) Taxpayers obliged to issue structured invoices may issue electronic invoices or paper invoices, if the total sales value together with the tax amount with these taxpayers documented by these invoices issued in a given month is less than or equal to PLN 10,000. (…) The introduction of the criterion of PLN 10,000 (…) is the implementation of this goal. It is therefore not considered to increase the limit from PLN 10,000 to PLN 20,000.”

This is a clear signal: the smallest companies can count on “relief” only to this threshold and nothing more. The ministry justifies the decision that 10,000 PLN actually corresponds to the “low value of sales”. But for many entrepreneurs this answer may sound like a cold shower.

The ministry promises support – where to look for help?

This does not mean, however, that the ministry is not planning support. On the contrary, Nenmaman’s answer is full of announcements of educational and information activities. It was indicated, among others, that all key materials are already on the website ksef.podatki.gov.pl. The ministry mentions in detail what is available:

• General information about KSEF 2.0 – legal grounds, dates, invoice issues,
• API technical documentation for integrators,
• Information on the logical structure of FA (3), in force since February 2026,
• brochures and graphics in two language versions – Polish and English.

The ministry also announces the publication most frequently asked questions (FAQ) and special KSEF 2.0 handbookwhich is to be the entrepreneur’s “Bible” in the new system.

Training, applications, hotline – how does the ministry want to avoid chaos from KSEF?

Another element of the ministry’s response is an information action plan. In July and August, “Summer information meetings about KSEF. Be up to date“Wednesdays from KSEF” – a series of training in every province, which will last until mid -December. During the classes, entrepreneurs will learn how:

• issue and receive invoices,
• download certificates,
• Use the KSEF taxpayer application and the KSEF mobile application.

The resort also emphasizes the meaning free toolssuch as e-microfirma or mobile applications, which are to be adapted to the KSEF 2.0 version. Thanks to them, the smallest companies will not have to buy expensive accounting programs.

At the beginning of 2025, it was also launched KSEF cash register helpline. Consultants provide telephone support in technical and substantive matters. In addition, a contact form is available, chat on the KSEF website, and in the future – also the possibility of arranging a visit to the Tax Office, where officials are to personally help in using the system.

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