Kijang Innova Reborn Diesel: Rp 3 Million/Month Credit Scheme

by Archynetys Economy Desk

Financing Options Emerge for the Popular Kijang Innova Reborn Diesel

Exploring flexible credit schemes for Indonesia‘s sought-after diesel variant.


The Allure of the Kijang Innova reborn Diesel

The Kijang Innova Reborn Diesel Matic continues to be a highly desirable vehicle in the Indonesian automotive market. Among the various Kijang Innova models, the diesel engine variant with automatic transmission stands out as a top performer, capturing meaningful market interest. for prospective buyers, understanding the available financing options is crucial.

Customizable Credit Schemes: Tailoring Payments to Yoru Budget

Recognizing the diverse financial situations of potential buyers, flexible credit schemes are available. While options exist for installments as low as Rp 3 million per month, these are typically structured with a substantial down payment, frequently enough around 70% of the vehicle’s price. Let’s delve into the specifics of these financing arrangements.

High Down Payment Option: Installments Around Rp 3 Million

The following scheme, sourced from a financing institution, illustrates the structure with a significant down payment:

Vehicle Price: IDR 437.5 million
Down Payment (70%): IDR 306.25 million

Financing institution Data

  • Tenor: 48 months
    • First Total Payment: Rp. 316,111,613
    • Installment: IDR 3,939 million
  • Tenor: 60 months
    • First Total Payment: Rp. 315,594,419
    • Installments: IDR 3,411 million

exploring Lower Down Payment Options

For buyers who prefer a smaller initial investment, option schemes with lower down payments are available, although these typically result in higher monthly installments.As an example,consider a scheme with a 20% down payment.

Lower Down Payment Option: 20% Down

Vehicle Price: IDR 437.5 million
Down Payment (20%): IDR 87.5 million

Financing Institution Data

  • Tenor: 12 months
    • First Total Payment: IDR 127,922,875
    • Installments: IDR 32,101 million
  • Tenor: 24 months
    • First Total Payment: IDR 113,186.006
    • Installments: IDR 17.35 million
  • Tenor: 36 months
    • First Total Payment: IDR 108,365,475
    • Installments: IDR 12,517 million
  • Tenor: 48 months
    • First Total payment: IDR 105,921,113
    • Installments: IDR 10,061 million
  • Tenor: 60 months
    • First Total Payment: IDR 105,940,919
    • Installments: IDR 8.67 million

Under the Hood: Engine and Performance

The Innova diesel Matic is powered by a robust 2GD FTV engine, featuring a four-cylinder in-line configuration with 16 DOHC valves and a VNT Intercooler. This 2,393 cc diesel engine delivers a maximum power output of 149 PS at 3,400 rpm, with a peak torque of 342.2 Nm available between 1,200 and 2,800 rpm. Buyers can choose between a 6-speed automatic transmission with Sport Sequential Switchmatic or a 5-speed manual transmission.

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