$40M Personal Loans October 2025: Rates & Borrowers

Los personal loans They are still a useful tool to cover financial emergencies, pay accumulated debts or specify important projects.

During October 2025the banks BBVA, Nation and Province They offer different credit lines, with amounts, interest rates and deadlines that vary according to each client’s profile.

BBVA Bank Personal Loan

The BBVA provides the possibility of requesting personal loans from up to $ 40,000,000 online and up to $ 70,000,000 in physical branches. The maximum return period is 60 months. It is intended for both employees in dependency and independent workers who are already customers of the entity.

• TNA: between 100% and 112%
• TEA: between 161.30% and 191.76%, according to the applicant’s credit history

Main requirements:

• Age: between 18 and 74 years
• Labor seniority: 3 months if you are accredited in BBVA, 1 year otherwise; 1 year for independent professionals; 2 years for monotributists or merchants
• Minimum income: $ 308,200 per month
• The quota cannot exceed 30% of net income

Outstanding characteristics:

• French amortization system
• Fixed rate throughout credit
• Available amounts: from $ 1,000 to $ 40,000,000 via digital or $ 70,000,000 in branches

How to request it:

1. Enter the BBVA simulator.
2. Select amount and deadline.
3. Complete personal data.
4. Accept the conditions and send the application.
5. If approved, money is accredited immediately.

Also read: Who can access personal loans of $ 20,000,000 and what rates they have

Personal loan from Banco Nación

The National Bank has credits of up to $100.000.000destined for employees, monotributistas and autonomous. Return terms reach 72 months.

• The monthly fee cannot exceed 35% of net income.
• The level of indebtedness of the applicant is also analyzed.

Conditions for those who charge assets in the bank:

• TNA: 76%
• TEA: 108,95%
• Total financial cost (CFT) with ASD: 142,56%

How to manage it:

• Present DNI and income vouchers.
• Attach the census compliance certificate (if applicable).
• Process in person or digital.
• Once approved, the amount is deposited directly in the applicant’s account.

Also read: Although delinquency is increasing, payment behavior changes according to age: who is delayed more

Personal loan from Bank Province

The Province Bank gives loans from up to $50.000.000with return deadlines up to 72 months. They are available for private employees blank, public sector workers and retirees who receive salaries in the entity.

Conditions:

• Maximum amount: $ 50,000,000
• Term: Up to 72 months
• Annual fixed rate: 98%
• Example: for every $ 100,000 requested to return in 72 months, the fee is approximately $ 8,680.95
• The money is accredited in the account within 24 hours after approval

How to ask for it:

1. Enter mobile BIP or Home Banking.
2. Select the “request loan” option.
3. Choose amount and deadline.
4. Accept terms and conditions.
5. Confirm the application.