Net worth, or wealth, is the total value of a household’s assets minus debts. It consists of financial and real estate, mainly housing. All financial obligations are deducted from this amount.
in 2025 According to the Global Wealth Report, the average wealth of one adult in 2024 The 31 European countries varied widely, from €29,923 in Turkey to €634,584 in Switzerland.
Within the European Union, the difference was somewhat smaller, but still very pronounced: the average wealth ranged from 44,568 euros in Romania to 523,591 euros in Luxembourg.
Switzerland and Luxembourg are the only two countries where the average wealth per adult exceeds 500 thousand. euros. The third place is occupied by Denmark, where this figure reaches 444,898 euros.
The average wealth also exceeds 300 thousand. EUR in the Netherlands (EUR 342,477), Norway (EUR 340,364), Belgium (EUR 322,805), the United Kingdom (EUR 313,840) and Sweden (EUR 308,935).
In more than a third of European countries, the average wealth of one adult does not reach 100 thousand. euros.
They include Latvia (€91,783), Czech Republic (€86,791), Croatia (€76,358), Estonia (€72,276), Lithuania (€63,189), Slovakia (€58,573), Poland (€56,159), Hungary (€55,276), Bulgaria (€47,798), Romania (44 568 euros) and Turkey (29,923 euros).
The divide between Western and Eastern Europe
These data reveal a clear wealth divide in Europe. Western and Northern European countries have significantly higher wealth, while Eastern Europe has significantly lower wealth.
Financial centers such as Switzerland and Luxembourg remain leaders in the rankings.
The Nordic countries are also viewed favourably, although not all equally – Finland is closer to the middle of the table.
The difference between the richest and poorest European countries in terms of average wealth exceeds 20 times – for example, residents of Switzerland have an average of about 634,000 EUR, while Turkey has only about 30,000 EUR.
In the European Union, this difference reaches more than 10 times: the inhabitants of Luxembourg have an average of about 524,000 EUR, and the Romanians – about 45,000 EUR.