Last year’s insurance fraud 1.15 trillion’The best ‘
Life Cooperative, FSS, Operation of Reporting Center
Insurance fraud is evolving. In the murder or arson of high -priced death insurance, the scope of the incident and over -care of the accidents in which a professional broker who has a highly understanding insurance of insurance is being expanded is expanded.
According to the Financial Supervisory Service, the number of insurance frauds in 2024 was 10,8997, down 525 (-0.5%) compared to the previous year. However, the amount of caught increased. The total insurance fraud, which was caught last year, was 1.15 trillion won, an increase of 33.8 billion won (3.0%) year -on -year, the highest ever. By type, the contents of the accident (66.9 billion won), false accidents (232.5 billion won), and intentional accidents (16.91 billion won) were found. In particular, the proportion of elderly insurance fraud over 60s has increased significantly.
Insurance fraud has emerged as a serious social problem, and the punishment is tightening. The Special Act on Insurance Fraud, enacted in 2016, was amended last year, eight years. Prior to the revision, insurance fraud has been defined as ‘acting of claiming insurance companies by deceiving insurance companies on the occurrence, cause or contents of insurance accidents.’ However, the problem has been pointed out that it is possible to punish insurance fraud only when it must be accompanied by the claim of insurance claims. As a result, even if there is no claim of insurance claims, the insurance fraud can be punished in advance by incentive, arrangement, recommendation, and advertising.
In some cases, there is still a voice that the existing cotton bag cannot reduce insurance fraud if the punishment is not further strengthened. In fact, insurance fraud has a high proportion of fines compared to general fraud, and is very low in prison. According to court statistics, only 22.5%(453 cases) were sentenced to imprisonment among 2017 insurance frauds in 2022. This is why criticisms are far short, given the proportion (60.8%) of the general fraud (41773). An official of the industry pointed out that “the generous social atmosphere with the lack of guilt of insurance frauds is an increase in insurance fraud.” The insurance leaks caused by insurance fraud deteriorate the fiscal soundness of health insurance and private insurance, and the public insurance premiums will be passed on to many good people.
Active insurance fraud reports are also considered a solution. In the form of insurance fraud, even in various efforts between the government and the industry, the form of insurance fraud is evolving day by day. An official of the Life Insurance Association said, “We need to be able to learn various cases of insurance fraud and to actively report on emergency advertising, recruitment, and proposals.
