“The explosiveness of the situation is not clear to everyone” :GKV boss warns of bankruptcies among nursing care funds
If health insurance companies become insolvent, the federal government steps in. But the loans are not enough, warns GKV boss Blatt. He calls for emergency aid and reforms, otherwise there is a risk of bankruptcy.
The financing gaps in long-term care insurance are getting bigger and bigger – the GKV is urgently calling for reforms. (symbol image)
Source: dpa
The umbrella association of statutory health insurance (GKV) warns that several nursing care funds will face insolvency in the coming year. They would have to be saved from bankruptcy with emergency aid – despite billions in loans for statutory nursing care insurance.
In 2024, around 5.6 million people will be in need of care. There is a lack of staff and money is tight. A federal-state working group is now presenting ideas for reform.
11.12.2025 | 1:45 min
The federal government’s loans, which now amount to 4.2 billion euros, will almost cover the deficit in 2026, said association boss Oliver Blatt to the editorial network Germany (RND).
Because financing is so limited, we assume that individual nursing care funds will need liquidity support in the coming year.
Oliver Blatt, Chairman of the National Association of Statutory Health Insurance Funds
Blatt said: “There is a regulated procedure for this, but it shows how strong the need for reform is.”
The nursing care insurance lacks money. Lot of money. Chancellor Merz says that reforms in care are even more difficult than in pensions. How could the system be stabilized?
14.12.2025 | 4:06 min
“The explosiveness of the situation” is not clear to everyone
In February 2025, for the first time, a nursing care fund had to apply for liquidity support from the so-called compensation fund of the statutory nursing care insurance. From 2027 onwards, the loans will be used up and there will be a financing gap that corresponds to around 0.3 contribution rate points.
Without reforms, nursing care insurance cannot do this at all.
Oliver Blatt, Chairman of the National Association of Statutory Health Insurance Funds
With regard to a federal-state working group on nursing care reform, he criticized: “I have the impression that the explosiveness of the situation is still not clear to everyone involved.”
The program meineXpress reported on this topic on December 28th. from 3:30 p.m.