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you can buy a car in 10 years

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Different automakers have already joined the possibility of selling their 0km within 120 months. How to participate in the plan

The sale of cars is having a “summer” that nobody wants to miss, and this recovery is largely due to the operations made on the basis of the blue dollar.

According to the data anticipated by sources in the sector, ProfesionalSo far this month, 15,542 vehicles have been patented, 11% more than in the same period of 2019 and 160% more compared to the first 15 days of May this year.

However, the sector is far from record years and idle capacity is high. So brands are becoming more and more aggressive with their bonuses and proposals.

Now, several automakers came out to offer savings plans with the option of financing them is 120 months, that is, 10 years. It is the highest proposal on the market, since until now, the options only contemplated with a maximum of 84 months.

The initial kicker with this idea was Renault, which was followed by Citroën and Peugeot.

As explained to Profesional from each brand, the idea is to ensure that fees are lower and that more people can access a 0km paying less money monthly.

Cars in installments: Renault’s plan

Plan Rombo, Renault’s previous savings program, began with the bet by presenting a 120 installment plan designed for the acquisition of a Renault Kwid Zen.

The plan finances 75% of the value of the vehicle with a initial fee of $ 6,231, making it one of the most accessible options on the market to reach a 0km.

Renault Kwid, to buy in 120 months.

The registration process is as follows: contact details must be entered on the website and then a commercial advisor will be contacted to finalize the subscription.

Once the plan is subscribed, the client will be able to carry out all the management of their contract from their smartphone through the new APP My Plan Rombo, available for Android (coming soon for iOS), as well as on the official Plan website Diamond. (www.planrombo.com.ar)

In addition, from the beginning of the mandatory isolation, Plan Rombo began to carry out the acts of adjudication of vehicles remotely. The act is carried out through a video call. It has the participation of a notary public, who verifies the legality and allows all the transparency requirements demanded by the General Inspectorate of Justice to be met. In this way, Renault Argentina and Plan Rombo adapted their systems to maintain the commitment to all subscribers, ensuring the continuity of vehicle awards.

Cars in installments: Peugeot and Citroën plans

The PSA group brands also launched 10-year plans. Through Autoplan Peugeot and the Citroën Circle, they presented the option

Called New “PLAN 120”, an alternative for those who want to purchase their first 0 KM or renew their current vehicle.

The characteristics of “PLAN 120” are as follows:

  • 10 years, 120 installments with monthly payments starting at $ 6,000.
  • Insured delivery in installments 3, 6, 9 or 12, bidding an amount that completes 35 installments
  • First frozen year, from quota 2 to quota 13 with deferral from quota 26 to 60.
  • Granting of All Risk insurance at the price of a Complete Third Party for all those who acquire in the month of launch.

The new PLAN 120 has as savings models the Peugeot 208 Active 1.6 and the Citroën C3 VTi115 Live.

Peugeot, a 120-month option.

Peugeot, a 120-month option.

As in other savings plans, Plan 120 offers the client the possibility of requesting, at the time of the award, another model or version (that is available). The client will be able to access different payment facilities to pay the difference between the selected model and the model belonging to Plan 120.

“From Peugeot Autoplan and Círculo Citroën we constantly think about how to approach and benefit all those interested in our brands and for this reason we respond to the needs that customers have today to access their 0KM. In this context, we are making this new 120 installment plan to bring the client closer to our models. A plan that combines one of the lowest installments in the market with an assured delivery that allows the client to plan the removal of their car, “says Osvaldo Marchesín, Commercial and Marketing Director of Peugeot Autoplan and Círculo Citroën.

“In turn, it has other benefits such as the” frozen year “and all-risk insurance at full third-party prices, making it a very attractive product for anyone who wants to acquire their first 0 KM as well as for those who wish to renew their current vehicle, “he added.

Cars in installments: Chevrolet’s plan

General Motors began offering the new Joy Plan that allows access to that model with 100% financing of the value, in up to 120 months and with a subscription fee of $ 6,335.

From the brand they explained that the attraction of this type of financing is the low value of the installments compared to a pledge, and that it also has the benefit of the first 12 months of fixed installments.

Other offers

In addition to savings plans, brands are offering different benefits and bonuses that, for now, are extending month by month.

In the case of Renault, it offers a special price for the Sandero Life 1.6 of $ 720,000, and the possibility of financing 50% of its value in 24 months, with a 0% rate. For the rest of the Sandero range, a special bonus of $ 150,000 is offered.

The brand also offers the Renault Logan Life 1.6 with a special price of $ 799,000 and 18-month financing with a 0% rate and a financing limit of $ 220,000.

As for the SUV offer, the Duster and Captur have a special bonus of up to $ 300,000. In addition, the possibility of financing up to $ 300,000, at a 0% rate in 18 months.

For the Renault Kwid, a new offer is opened to acquire it through Plan Rombo, Renault’s prior savings program, under a new 120-installment plan specially designed for the acquisition of a Renault Kwid Zen. The plan finances 75% of the value of the vehicle with an initial fee of $ 6389 pesos, making it the most accessible option on the market to access a 0km.

Chevrolet finances different models in up to 48 months.

Chevrolet finances different models in up to 48 months.

In Chevroletoffer 48-month financing that they reach up to $ 700,000 in the case of the new Onix, with the advantage of having the car today and starting to pay the first installment in 90 days; while for Onix Plus it offers a 24-month plan with 0% interest.

Thus the options change by models: you can access a Chevrolet Cruze with a maximum financing of 1 million pesos, with a TNA of 38.9% at 48 months.

Volkswagen, with different proposals in all its models.

Volkswagen, with different proposals in all its models.

In Volkswagen, the new Gol, Polo y Virtus with a rate of 5.9% in 12 months, while for the T-Cross, the best-selling SUV for these months on the market, it offers 24-month financing.

Fiat Cronos, with benefits in June.

Fiat Cronos, with benefits in June.

In Fiat There are also special offers to start paying in 90 days. The option is for the nationally manufactured model, the Cronos, which is offered at 60 months, with a fixed rate of 29.9% and financing of up to 600,000 pesos.

Nissan, with bonuses for the Frontier.

Nissan, with bonuses for the Frontier.

In the case of Nissan There are different options for the Frontier, which offer everything from low-cost financing to bonuses.

For example, to access any of its versions, $ 200,000 is discounted, with an option to finance it in 12 months with a zero percent rate.

For Versa and Kicks it also offers benefits: in the first case, a $ 250,000 bonus; and in the second, of 40,000 pesos. Added to this is the option of financing.

Ford Ecosport, with a term of 12 months.

Ford Ecosport, with a term of 12 months.

At Ford, for its part, in addition to suggesting discounts for each of its models, both Ecosport and Ranger, among others, can be financed with a fixed 5-year fee, while offering a special 12-month plan for the small SUV without interest.

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