Nîmes 3-Room Apartment: 65m² Top Floor with 8m² Exterior, €57,300 Life Annuity

by drbyos

The Future of Real Estate: Trends and Opportunities in Nîmes, France

The Allure of Nîmes: A Blend of History and Modern Living

Nîmes, a city rich in history and cultural heritage, is increasingly attracting real estate investors and homebuyers. Located in the Gard department in the Occitanie region of southern France, Nîmes offers a unique blend of ancient Roman architecture and modern amenities. The city’s vibrant atmosphere, strong tourist appeal, and proximity to beautiful beaches make it an ideal location for both residents and visitors.

The Rise of Life Annuity Properties

One of the most intriguing trends in Nîmes’ real estate market is the rise of life annuity properties. These properties offer a unique financial arrangement where buyers can purchase a property at a significantly reduced price in exchange for a monthly payment to the seller. This arrangement benefits both parties: the buyer enjoys a substantial discount, while the seller receives a steady income stream.

Case Study: A 65 m² Apartment in the Iron Cross District

A prime example of this trend is a 65 m², 3-room apartment located on the top floor of a 4-story building in the Iron Cross district of Nîmes. This charming property, estimated at €105,000, is available for approximately €57,300 thanks to the life annuity arrangement. This represents an immediate saving of almost €47,700!

The property features an exterior space of 8 m² with greenery and a cellar, adding to its appeal. The monthly payment of €96.5 corresponds to the rent, making it an affordable option for buyers. The sellers, a charming 79-year-old lady and 82-year-old man, benefit from a steady income stream, ensuring a comfortable retirement.

Benefits of Investing in Nîmes

Investing in Nîmes offers several advantages, making it a hotspot for real estate investors:

  • 46.9% Discount on Property Value: Life annuity properties offer significant discounts, making them an attractive option for budget-conscious buyers.
  • Dynamic Region with Strong Tourist Appeal: Nîmes’ rich history and cultural attractions draw tourists year-round, boosting the local economy and property values.
  • Proximity to Beaches: Located just 30 km from the beaches, Nîmes offers easy access to coastal living without the high costs associated with beachfront properties.
  • Life on Foot: The city’s walkable neighborhoods and vibrant local scene make it an ideal place for those who enjoy an active, community-focused lifestyle.

Energy Efficiency and Sustainability

Energy efficiency is becoming a critical factor in real estate investments. The property in the Iron Cross district boasts an energy class index of 186 and a climate class index of 21, indicating good energy performance. This not only reduces utility costs but also aligns with the growing demand for sustainable living.

Did You Know?

Energy-efficient homes are not only more cost-effective but also have a higher resale value. According to recent data, energy-efficient homes sell for an average of 9% more than non-efficient homes.

The Role of Real Estate Agents

Real estate agents play a crucial role in navigating the complexities of life annuity properties. Arthur Berlendis, an independent real estate agent with IAD France, exemplifies this role. With a deep understanding of the local market and a commitment to client satisfaction, Arthur Berlendis ensures a seamless transaction process.

FAQ Section

Q: What is a life annuity property?
A: A life annuity property is a real estate arrangement where the buyer purchases the property at a reduced price in exchange for a monthly payment to the seller.

Q: How does a life annuity benefit buyers?
A: Buyers benefit from a significant discount on the property value, making it an affordable investment opportunity.

Q: What are the benefits of investing in Nîmes?
A: Nîmes offers a dynamic region with strong tourist appeal, proximity to beaches, and a walkable lifestyle, making it an ideal location for both residents and investors.

Pro Tips for Investing in Life Annuity Properties

  • Research the Market: Understand the local real estate trends and property values to make an informed decision.
  • Consult a Real Estate Agent: Work with a knowledgeable agent who specializes in life annuity properties to navigate the complexities of the transaction.
  • Consider Energy Efficiency: Look for properties with good energy performance to save on utility costs and increase resale value.

Call to Action

Are you considering investing in Nîmes? Contact Arthur Berlendis at IAD France for more information and personalized assistance. Explore the vibrant real estate market of Nîmes and discover the benefits of life annuity properties for yourself.


Property Details Description
Location Iron Cross District, Nîmes, France
Size 65 m², 3-room apartment
Exterior Space 8 m² with greenery
Additional Features Cellar included
Estimated Value €105,000
Purchase Price €57,300 (46.9% discount)
Monthly Payment €96.5 (corresponds to rent)
Energy Class Index 186
Climate Class Index 21
Sellers’ Ages 79-year-old lady and 82-year-old man
Monthly Charges €173.33 (€2080 annual)

Contact Information

Arthur Berlendis
IAD France
Availability: 9 a.m. to 8 p.m. Monday to Saturday, 9 a.m. to 2 p.m. Sunday
Contact me for more information, agency and individual not to disturb the owners, fully open to business sharing, thank you for your understanding.

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