Anticipated 2025 Dividend: What Investors Need to No

Moneta Money Bank is poised to distribute a important dividend to its shareholders. The Board of Directors has proposed a dividend of CZK 10 per share, a decision awaiting ratification at the General Meeting scheduled for april 24, 2025. if approved, the dividend is slated for distribution on May 21, 2025.

For investors seeking to capitalize on this dividend, it’s crucial to understand the ex-date. To be eligible for the dividend, investors must purchase Moneta shares before the ex-date, which is the first day the shares trade without the dividend entitlement. The ex-date is April 29 on the Prague Stock Exchange and May 2 on the RM-System.

As Moneta’s shares are registered,the dividend will be directly deposited into shareholders’ CDCP (Central Depository Company Prague) accounts. For detailed facts regarding dividend payouts and taxation, refer to previous publications on the matter.

A Look Back: Moneta’s Dividend History and Policy

Moneta Money Bank has a history of robust dividend payouts, fueled by its strong capital reserves. In the initial years following its stock exchange debut, the bank distributed over 100% of its net profits from 2016 and 2017 as dividends.

In 2019, Moneta transitioned to a semi-annual dividend distribution schedule. however, in 2020, like many other financial institutions, Moneta had to temporarily suspend dividend payments due to regulatory constraints. In December 2021 and January 2022, the bank resumed payouts, distributing a gross dividend of CZK 3 per share from the profits of 2019 and 2020, adhering to the limits set by the Czech national Bank. Dividends in 2022 and 2023 amounted to CZK 7 and CZK 8 per share, respectively.

Last year, shareholders received a regular dividend of CZK 9 per share, supplemented by an extraordinary dividend of CZK 3 per share from retained earnings of prior years.

Forecasting the Future: Dividends in 2026 and Beyond

Looking ahead, Moneta’s management has affirmed its commitment to distributing 90% of its net profit as dividends in the coming years. According to an analysis published on February 22, 2025, one analyst projects that Moneta’s dividend could reach CZK 9.8 in 2026 and CZK 10 in 2027.

Furthermore, analysts surveyed by Bloomberg anticipate even higher dividends, estimating CZK 10.32 in 2026 and CZK 10.94 in 2027. These projections reflect the market’s optimism regarding Moneta’s future financial performance and its commitment to rewarding shareholders through consistent and growing dividend payouts.

Record Profits Fuel Attractive Dividend Yield for MONETA Money Bank

MONETA Money Bank has announced a banner year for 2024, achieving a record net profit of CZK 5.8 billion. This notable performance, driven by increased interest income and robust revenues from fees and commissions, represents a nearly 12% year-over-year increase. The bank’s earnings per share reached CZK 11.37, leading to a proposed dividend payout of CZK 10 per share, representing an 88% distribution of net profit.

for investors seeking stable income, MONETA’s dividend policy presents an appealing opportunity. At a share price of CZK 149 as of March 28,2025,the proposed dividend translates to a gross dividend yield of approximately 6.71%. This yield positions MONETA favorably compared to other financial institutions in the Czech Republic and across Europe.

Strategic Outlook: Growth Projections and Sustained Dividend Payouts

Looking ahead, MONETA Money Bank’s management has outlined ambitious growth targets for the period of 2025-2029. Projections indicate a net profit of CZK 6 billion (CZK 11.7 per share) for 2025, with a steady increase to CZK 7.4 billion (CZK 14.5 per share) by 2029. Crucially, management intends to maintain a high dividend payout ratio of around 90% throughout this period, signaling a commitment to rewarding shareholders.

This forward-looking strategy underscores MONETA’s confidence in its ability to navigate the evolving financial landscape and deliver consistent returns. The bank’s focus on operational efficiency, coupled with strategic investments in technology and customer service, is expected to drive enduring growth in the coming years.

Analyst Perspective: A Bullish Outlook for MONETA

According to Karel Nedvěda, an analyst at Fio Bank, MONETA’s strong performance in 2024 and its optimistic outlook for the future make it an attractive investment opportunity. The bank’s ability to generate consistent profits and maintain a high dividend payout ratio is a testament to its sound management and strategic vision, Nedvěda notes.

However, investors should also consider potential risks, such as changes in interest rates, regulatory developments, and increased competition in the Czech banking sector.A comprehensive understanding of these factors is essential for making informed investment decisions.

MONETA’s Stock Performance: A Visual Overview

Further Resources for Dividend Investors

For investors seeking more information on dividend investing, we recommend exploring our comprehensive overview of Czech company dividends and our “Dividend Express” series, which provides general insights into dividend strategies.