From jobs to debts, with a bit of bitcoin and university

Today’s column is about the employment situation of the nation. And the choice. And bitcoin. And the Middle East. And the day I interviewed the governor of Montana and his dog.

In addition, the state of US universities. UU., The vision of the Americans on the economy and the delinquency of the debt.

How do all these themes fit together?

This column will be like when Mom cleans the fridge and prepares an unexpected heterogeneous (and hopefully lucky) mixture for dinner.


Universities will continue to have difficulties in 2020 as enrollment continues to decline. The number of undergraduate and graduate students in the fall semester was reduced by 1.3%, or 231,000 students, according to the Student Compensation Chamber.

That is the eighth consecutive annual decline.

Meanwhile, an alternative to college seems to be working well. Since I wrote about Apprenti, a service that connects people with apprenticeship programs in the high-tech area at the beginning of last month, the amount of interest in the novel approach to job training and improvement has increased substantially.

“Since our conversation with The New York Post, we have received interest from several organizations that want to bring Apprenti to their market, including New York, Illinois and Oregon,” said Jennifer Carlson, director of the company.

University enrollment continues to decline.
University enrollment continues to decline.iStockphoto

“In fact, we have had the attraction of companies in non-technology industries that want to use our learning program. Apprenti is very grateful for the exhibition at The New York Post, and we look forward to a great 2020,” he added.

Hi, I’m glad we could help. Is it too late for me to learn to code?


And here is some good news for funeral homes. says that only 7% of adults in the US UU. Those who are currently in debt expect to die underwater, financially speaking, that is, not by drowning.

That is the lowest percentage since the company began asking the question in 2013.

Twenty-five percent thought they would die in debt in 2019 and 30% in 2018. Almost half of debtors expect to be debt free in five years. That shows that today’s Americans are an optimistic group.


A recent study by Bitwise revealed that 95% of the bitcoin trade is counterfeit by unregulated exchanges.

And $ 300 million of cryptocurrency exchanges were stolen in 2019.

Bitcoin prices, the digital “currency” (yuk, yuk), have fallen powerfully from their all-time highs. But more recently prices have gone up because handlers think they can find more fools to buy this scam.


ManpowerGroup says that New York companies plan to hire workers at a steady pace earlier this year, but growth will not be as strong as it had been in the fourth quarter of 2019.

The employment data tracker said that hiring is expected to increase by 11% in the current quarter, which has decreased somewhat since the growth of 14% in the last four months of 2019.


Apparently, Americans are worried about the national debt, finally, now that it is growing by about a billion dollars a year.

According to The Democracy Poll, 52% of voters think that national debt and deficit are the country’s biggest economic problem. And The Economist / YouGov survey said that 83% of Americans think that the budget deficit is an important issue.

How many are willing to pay additional taxes to solve the problem? 0% (OK, I invented that part, but it is probably close to that figure).


When it was surveyed recently, 77% of corporate financial directors said the stock market was overvalued.

Even so, companies continued to repurchase their own shares in record amounts in 2018 and 2019.

I described in a previous column how the Federal Reserve, which created a stock market bubble through low interest rates, and the mysterious Immersion Protection Team are ready to take action if the market fails.

They can do that, but it is not something I would risk my retirement.


Americans remain very optimistic about the economy, although professional money managers and corporate executives think that a recession is very late. If the average guy is right, President Trump’s re-election is a sure thing.

That is because the fault of the faltering economy will lie with the Democrats, whose pranks against Trump have frustrated the president and hopes for a bipartisan approach to economic growth.

Donald Trump
AFP through Getty Images

In 2008, I interviewed then Montana Governor Brian Schweitzer in his Helena office with his dog, Jag, by his side. Jag didn’t have much to say, but Schweitzer did.

He invited the nation’s oil companies to come to his state where, he said, there was a lot of oil shale oil for fracking.

After that I wrote many enthusiastic columns saying that the United States was about to be self-sufficient in energy and that it would no longer be indebted to the Middle East. That time seems to have arrived.


The Upper West Side and the Upper East Side of Manhattan have the highest credit scores in New York City with an average of 746. The average across Manhattan is 714. According to the Experian, the Bronx is the lowest in the city with 665. I guess the credit scores of the Bronx Bombers did not count in that last figure.


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